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wealth investment management san diego

Investment Management

Managing your investments is about more than stocks and bonds – it’s about your goals, needs, and aspirations. Our investment management process begins with understanding you. Together, we’ll develop a plan based on your risk tolerance, liquidity needs, and long-term goals.

Our investment philosophy is grounded in an evidence-based approach – not influenced by market fads or hype. You can learn more about our investment philosophy here.

Once we determine the right investment plan for you, we will put your money to work using these time-tested principles. And we’ll revisit your plan on an ongoing basis to make sure it still aligns with your needs.

Key parts of our investment management process include:

Your Investment Policy Statement: This is the roadmap that outlines your risk tolerance, tax considerations, liquidity needs, and other constraints. It describes the target asset allocation, or how much of your investments is allocated to various types of stocks and bonds. It is the plan your dedicated trader will use to manage your portfolio on an ongoing basis.

Investment Building Blocks: No matter which D&Y financial advisor you choose, you will have the same investment approach when building your portfolio. Our Investment Committee is comprised of members from our advisory and trading teams. The voting members are all CFA charterholders. They regularly review investment vehicles and allocations to create models.

Tailored to You: While the building blocks are the same, your financial advisor will tailor your portfolio to your unique needs, accounting for tax considerations, legacy investments, concentrated/low cost basis positions, and cash needs.

Attending to Your Portfolio: Strategy is important, but execution is where the rubber meets the road. All of our financial advisors are highly disciplined in monitoring your portfolio daily, rebalancing, and harvesting tax losses in response to what’s happening in the markets.

Accessible Reporting: Transparency is a core value at D&Y. We strive to provide you with the information you want and when you want it. That’s why our DY Dashboard is available to you 24/7. You’ll find detailed performance information for your portfolio as well as your asset allocation, year-to-date income and expenses, realized gains and losses, and more, allowing you to see exactly how we are managing your assets.

Your Team: Your Lead Advisor is always available to answer questions and will meet or talk as frequently as you like. Your broader D&Y team will also provide quarterly updates on the markets in addition to advice about how your investments connect to broader planning themes.

At Dowling & Yahnke, your personal financial advisor can help you with advisory services you may need to help you reach your financial goals. Whether you are looking for assistance with retirement, asset allocation, or tax planning, our wealth management team will be there to guide you every step of the way.

OUR TEAM

Discover the people who make Dowling & Yahnke one of San Diego's top wealth management firms.

MEET THE TEAM

CONTACT US

Our team is available now to discuss all of your financial goals.

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