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Mark Wernig

CFP®
Lead Advisor, Principal

Mark joined Dowling & Yahnke in 2015 and is dedicated to serving the Firm’s clients and delivering personalized investment and financial planning advice. He is a graduate of both the U.S. Naval Academy (Annapolis, MD) and the U.S. Naval War College (Newport, RI). Mark holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation and earned a MBA from the UC San Diego, Rady School of Management. In 2020, he was invited to join the Firm’s Executive Committee.

Prior to joining the Firm, Mark served nearly eleven years in the U.S. Navy as a Surface Warfare Officer, deploying six times and traveling extensively throughout the Middle East and Asia. He is presently a Commander in the U.S. Navy Reserve.

Mark was born and raised in Northeast Ohio. He lived overseas and on both coasts for a number of years before settling in San Diego with his wife and three daughters.

What do you find most rewarding about working at Dowling & Yahnke?

I feel fortunate to work alongside a team of consummate professionals that showcase the Firm’s core values each day and motivate me to raise our collective standard of excellence. Combining the Firm’s cultural environment with the opportunity to work alongside my clients to realize their long-term financial objectives makes my job overwhelmingly rewarding.

Why did you become a financial advisor?

Simply put, I became a financial advisor to serve those that would trust me and our Firm with the responsibility to manage a resource as precious as their personal wealth. Having spent more than a decade on active duty in the U.S. Navy, I serve my clients as I did my Sailors, by placing their interests ahead of all others and investing in their long-term success.

What is your most treasured family tradition? 

My most treasured family tradition is a walk with my wife and daughters through Balboa Park followed by dinner at the Prado on Christmas Eve.

Which hobby are you most passionate about? 

In terms of hobbies, I am most passionate about the game of golf.  Having played competitively in college, I now most enjoy time and conversation on the course with clients, colleagues, and my daughters.

What is your personal motto or mantra?

As a volunteer with the Travis Manion Foundation here in San Diego, I have come to embrace their mantra of “If Not Me, Then Who.” These words were stated by my Naval Academy classmate, Travis Manion, before his final deployment to Iraq in 2007 and serve as a constant reminder to live with character and put the interests of others before our own.

I love helping clients with…

Their wealth accumulation and financial independence goals. I love facilitating conversations and showcasing technology that helps investors align their personal values and unique vision across multiple generations through the financial planning process. More specifically, my passions include customizing risk-adjusted investment portfolios and designing tax wise distribution strategies. Bottom line: I’m happy when I can serve clients to achieve their short-term and long-term goals, worry less about their finances, and sleep well at night.

 




EDUCATION

  • United States Naval Academy BS Political Science
  • United States Naval War College MA National Security and Strategic Studies
  • University of Maryland, College Park MPS Leadership, Education & Development
  • University of California, San Diego MBA Finance

AWARDS & HONORS

PROFESSIONAL ORGANIZATIONS

  • CFP Board, Ambassador (San Diego)
  • CFP Board, Workforce Development Advisory Group

IN THE COMMUNITY